It is a Shariah-compliant scheme designed specially for qualified individuals to obtain financial asisstance for their education plan. Based on the concept of Ijarah, the financing will cover their education programme for a truly seamless study experience.
Aged 18 and up to 45 years old
Diploma, Degree holder and Post Graduate programme students
Requires the parents, spouse or siblings to jointly apply with the student as joint applicants
Malaysian citizen
Aged 21 years old and above
Minimum annual income of RM24,000
Margin of finance up to 90% of Coursework Fee or up to remaining unsponsored amount (whichever is lower), plus 5% for RTT (Reducing Term Takaful)
High financing amount up to RM400,000.00
Attractive financing rate
Financing tenure can be up to 15 years